Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Why Everyone Needs an Estate Strategy Do you have an estate strategy? You should. Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works.